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Buying House for the first time? Here is everything you need to know

09/07/2019
“Don’t wait to buy real estate, buy real estate and wait.

Everyone has a dream house and they work all their lives to the buy that dream house. Many people wait for all their lifetime to buy that house. People consider everything before they start buying a house. If you are going to buy the first house of your dreams, here are a few things which you might want to consider before investing into your new house.

There is more to a home purchase than picking your favourite listing and moving in. It’s important that you understand all the steps carefully before you buy your new house. You have to look out for any kind of hidden costs and cracks.

Steps to buying a House

It is important that before you jump in top buy your new house, here are a few things you might want to consider before buying the property

  • Put a check on your Finances

You should be well versed with your financial stability. Check your modes of finance and set a maximum cap at which you would wish to buy the house. If you are looking to get loan for buying the house, taking a credit score is the best. The higher your credit score is the more chances are for you to secure loan.

  • Researching the Local Market

It is important that you should not rush in to buy the house. You should monitor the market conditions properly and look for price fluctuations in the area before buying the property. Pay close attention at close lengths about the price changes in your locality. Buy the property when the prices suits your budget. Waiting for too long can cause you a hike in price.

  • Discuss with Agent

With your list of priorities and your pre-approval information in hand, speak to a real estate agent from Om Shiv Properties, who can help you find a home. An agent can facilitate negotiations between buyers and sellers and show you properties that fit your budget and meet your needs.

  • Make a Fair Offer and Negotiate

Om Shiv Properties will help you determine the best of price of the property. Our real estate agent would assist you in determining a fair price of the house you are interested in. You should play smart while offering a price for the property. You should always defer to the advice of our agent before engaging into final negotiations.

  • Handling Inspections and Loans

Inspections of house is one of the most important part of home buying process. You need to tread carefully here. It is important to have the house properly inspected before moving in. Make sure all your loan papers ready before you move further with the purchase. Completing all legal formalities on time is essential.

  • Finalising Paperwork and Closing the Deal

You will work with your lender and your real estate agent to ensure that all of the relevant paperwork for your purchase is in order. You will be able to move into your new home as soon as all of the paperwork has been completed and the seller of the house has been paid.

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